:root{--navy:#082b43;--ink:#15364b;--muted:#526776;--teal:#257a89;--line:#dce4e9;--pale:#f1f5f7;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:white;font-size:16px;line-height:1.65}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea,summary{ -webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--teal);outline-offset:5px}input:focus,select:focus,textarea:focus{outline:2px solid var(--teal);outline-offset:2px}button{cursor:pointer}[hidden]{display:none!important}.wrap{width:min(1180px,calc(100% - 80px));margin:auto}.header{padding:9px 40px;border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;gap:24px;max-width:1440px;margin:auto}.brand{display:block;width:245px;height:90px;overflow:hidden}.brand img{width:100%;height:100%;object-fit:cover}.header nav{display:flex;gap:32px;align-items:center;font-size:14px;font-weight:600}.button{border:1px solid var(--navy);background:var(--navy);color:white;display:inline-flex;align-items:center;justify-content:center;padding:14px 24px;font-weight:600;font-size:15px;min-height:50px;border-radius:4px;transition:background .2s,color .2s}.button:hover{background:#185273;border-color:#185273}.button.small{font-size:14px;padding:10px 18px;min-height:42px}.button.outline{background:transparent;color:var(--navy)}.button.outline:hover{background:var(--navy);color:white}.button.full{width:100%}.skip{position:absolute;left:12px;top:-100px;z-index:5;background:white;padding:12px}.skip:focus{top:12px}.hero{display:grid;grid-template-columns:1fr 1fr;gap:65px;align-items:center;padding-top:70px;padding-bottom:78px}.eyebrow{font-size:12px;letter-spacing:1.7px;font-weight:700;margin:0 0 22px;color:var(--teal)}h1,h2,h3{line-height:1.13;font-weight:400;margin:0;font-family:Georgia,'Times New Roman',serif}h1{font-size:clamp(42px,4.4vw,64px);letter-spacing:-1.7px}h1 em{color:var(--teal);font-weight:400}p{margin:0 0 18px}.lead{max-width:410px;font-size:18px;line-height:1.7;color:var(--muted);margin:25px 0 30px}.hero-actions{display:flex;align-items:center;gap:25px;flex-wrap:wrap}.text-link{font-size:14px;border-bottom:1px solid #8a9da8;padding:5px 0}.hero-note{display:flex;align-items:center;gap:18px;margin-top:40px;font-size:14px}.hero-note p{margin:0}.rule{width:42px;height:2px;background:var(--teal)}.portraits{height:505px;position:relative}.portrait{margin:0;position:absolute;width:58%;overflow:hidden;border-radius:5px}.portrait img{display:block;width:100%;height:340px;object-fit:cover;object-position:center 30%}.father{top:0;left:0;background:#d6dce0}.father img{height:365px}.son{right:0;top:83px;box-shadow:0 0 0 9px white;background:#f1eee5}.son img{height:330px}.portrait figcaption{padding:13px 17px;background:var(--navy);color:white;font-size:16px;font-weight:600}.portrait figcaption span{font-size:12px;display:block;font-weight:400;opacity:.8}.portrait-foot{position:absolute;bottom:0;left:0;letter-spacing:2px;font-size:11px;color:var(--muted)}.companies{background:var(--pale);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.companies-inner{padding:27px 0;display:flex;align-items:center;justify-content:space-between;gap:50px}.companies p{font-size:14px;color:var(--muted);margin:0}.companies strong{color:var(--ink);font-weight:500}.company-list{display:flex;justify-content:space-between;flex:1;max-width:680px;gap:25px;font-family:Georgia,serif;font-size:28px;font-weight:bold;color:#365063}.company-list span:first-child{font-family:Arial,sans-serif;font-style:italic;font-size:27px}.section{padding-top:85px;padding-bottom:80px}.section-heading{display:flex;justify-content:space-between;gap:60px;align-items:flex-end;margin-bottom:35px}h2{font-size:clamp(32px,3.4vw,44px);letter-spacing:-.8px}.section-heading>p{max-width:365px;color:var(--muted);margin-bottom:0}.insurance-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.insurance-card{padding:36px;background:var(--pale);border:1px solid var(--line);border-radius:5px}.medical{background:#edf4f5}.card-top{display:flex;align-items:center;gap:20px;margin-bottom:28px}.number{font-family:Georgia,serif;font-size:32px;color:var(--teal)}.category{font-size:12px;letter-spacing:2px}.insurance-card h3{font-size:32px;margin-bottom:18px}.insurance-card>p{color:var(--muted);max-width:420px}.insurance-card ul{padding-left:20px;margin:23px 0;font-size:15px}.insurance-card li{padding:4px 0}.insurance-card .insurers{font-size:14px;color:var(--ink);font-weight:600;border-top:1px solid #ccd9df;padding-top:20px}.fine{font-size:12px;line-height:1.6;color:var(--muted)}.section-fine{margin:18px 0 0}.about{background:var(--navy);color:white;padding:65px 0}.about-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:80px}.about .eyebrow{color:#8dc4ce}.about-lead{font-size:21px;line-height:1.6}.about-grid>div>p:not(.eyebrow){color:#c8d6df}.people{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:32px;border-top:1px solid #355164;padding-top:23px;font-size:14px}.people span{display:block;color:#adc0cd;font-size:12px;margin-top:3px}.quote-section{display:grid;grid-template-columns:1fr 1.05fr;gap:80px}.quote-intro>p:not(.eyebrow){color:var(--muted);margin-top:24px;max-width:400px}.steps{list-style:none;padding:0;margin:36px 0}.steps li{display:flex;gap:18px;margin-bottom:23px;align-items:flex-start}.steps li>span{display:flex;justify-content:center;align-items:center;background:var(--pale);border:1px solid var(--line);border-radius:50%;width:34px;height:34px;flex-shrink:0;font-size:14px}.steps strong{font-size:15px}.steps p{font-size:14px;color:var(--muted);margin:2px 0 0}.help-box{border-top:1px solid var(--line);padding-top:25px;font-size:14px}.help-box strong,.help-box a{display:block}.help-box a{color:var(--teal);margin-top:8px;text-decoration:underline}.quote-panel{border:1px solid var(--line);padding:30px;border-radius:6px;box-shadow:0 14px 45px #082b4309;background:white}.branch,.detail-fields{border:0;padding:0;margin:0 0 20px;min-width:0}legend{font-size:15px;font-weight:600;margin-bottom:15px}.branch-options{display:flex;gap:8px}.branch-options label{flex:1;cursor:pointer;position:relative;margin:0}.branch-options input{position:absolute;opacity:0;width:1px}.branch-options span{display:flex;align-items:center;justify-content:center;text-align:center;background:var(--pale);border:1px solid var(--line);border-radius:4px;font-size:14px;padding:12px 8px;min-height:54px}.branch-options input:checked+span{border-color:var(--navy);background:var(--navy);color:white}.branch-options input:focus-visible+span{outline:3px solid var(--teal);outline-offset:3px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}label{font-size:14px;font-weight:600;display:block;margin-bottom:16px}input:not([type=radio]):not([type=checkbox]),select,textarea{width:100%;margin-top:6px;background:white;border:1px solid #bfccd4;color:var(--ink);border-radius:4px;padding:11px 12px;min-height:46px;font-size:16px}textarea{resize:vertical}input::placeholder,textarea::placeholder{color:#70808a;font-size:14px}.optional{font-weight:400;color:var(--muted)}.field-hint{display:block;font-weight:400;font-size:12px;margin-top:4px;color:var(--muted)}.consent{display:flex;gap:10px;font-size:13px;align-items:flex-start;font-weight:400;margin:21px 0}.consent input{margin-top:5px;accent-color:var(--navy);width:17px;height:17px;flex-shrink:0}.form-note{margin:15px 0 0;text-align:center}#review h3{font-size:32px;margin-bottom:18px}#review p{color:var(--muted);font-size:15px}#summary{font-family:inherit;font-size:14px;background:var(--pale);border-radius:4px;padding:20px;white-space:pre-wrap;overflow-wrap:anywhere;line-height:1.7}.back-button{background:none;border:0;text-decoration:underline;padding:15px;font-size:14px;display:block;margin:auto;color:var(--ink)}.faq{display:grid;grid-template-columns:1fr 1.3fr;gap:80px;padding-bottom:90px}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;font-size:16px;font-weight:600;list-style:none;display:flex;gap:20px;justify-content:space-between}.faq summary::-webkit-details-marker{display:none}.faq summary::after{content:'+';font-size:20px;font-weight:400}.faq details[open] summary::after{content:'−'}.faq details p{font-size:15px;margin:15px 30px 0 0;color:var(--muted)}footer{background:var(--navy);color:#ccdae2;padding-top:40px;font-size:14px}.footer-top{display:grid;grid-template-columns:2fr 1.2fr 1fr;gap:30px;padding-bottom:40px}.footer-brand{font-family:Georgia,serif;font-size:30px;color:white;margin-bottom:5px}.footer-brand span{color:#b1bdc6}.footer-top p{margin-bottom:6px}.footer-tag{font-size:12px}.footer-top strong{display:block;color:white;margin:8px 0 15px}.footer-top a,.footer-top span:not(.footer-brand span){display:block;margin-bottom:7px}.footer-bottom{border-top:1px solid #355164;padding:19px 0;display:flex;justify-content:space-between;font-size:12px}.footer-top a:hover{text-decoration:underline}@media(max-width:1050px){.hero{gap:35px}.portraits{height:465px}.portrait img{height:305px}.father img{height:330px}.son img{height:295px}.hero h1{font-size:48px}.hero-actions{gap:18px}.quote-section,.about-grid,.faq{gap:40px}.header nav{gap:20px}}@media(max-width:760px){.wrap{width:calc(100% - 40px)}.header{padding:6px 20px;gap:8px}.brand{width:175px;height:75px}.header nav>a:not(.button){display:none}.header .button{font-size:12px;padding:8px 10px}.hero{grid-template-columns:1fr;padding-top:36px;padding-bottom:36px;gap:35px}.hero h1{font-size:clamp(40px,9vw,60px)}.hero .eyebrow{font-size:10px;letter-spacing:1.1px}.lead{font-size:17px;margin-top:20px}.hero-note{margin-top:26px}.portraits{height:440px;max-width:480px;width:100%;margin:0 auto}.portrait{width:56%}.portrait img{height:290px}.father img{height:310px}.son{top:60px}.son img{height:285px}.portrait-foot{font-size:10px;bottom:6px}.companies-inner{display:block;padding:20px 0}.companies p{margin-bottom:18px;font-size:13px}.company-list{gap:12px;font-size:23px}.company-list span:first-child{font-size:23px}.section{padding-top:55px;padding-bottom:50px}.section-heading{display:block;margin-bottom:26px}.section-heading>p{margin-top:22px;max-width:none;font-size:15px}h2{font-size:35px}.insurance-grid{grid-template-columns:1fr}.insurance-card{padding:27px}.insurance-card h3{font-size:30px}.insurance-card ul{font-size:14px}.about{padding:45px 0}.about-grid{grid-template-columns:1fr;gap:25px}.about-lead{font-size:19px}.people{gap:15px}.quote-section{grid-template-columns:1fr;gap:30px}.quote-panel{padding:23px}.quote-intro h2{font-size:35px}.steps{margin:27px 0}.faq{grid-template-columns:1fr;gap:25px;padding-bottom:55px}.faq summary{font-size:15px}.footer-top{grid-template-columns:1fr 1fr;gap:20px}.footer-top>div:first-child{grid-column:1/-1}.footer-bottom{gap:20px;flex-wrap:wrap}}@media(max-width:380px){.header{padding-inline:12px}.brand{width:150px}.wrap{width:calc(100% - 30px)}.fields{grid-template-columns:1fr}.portrait figcaption{padding:10px}.portrait figcaption span{font-size:10px}.quote-panel{padding:18px}.branch-options span{font-size:12px}.hero-actions{gap:15px}.hero h1{font-size:39px}.company-list{font-size:20px}.company-list span:first-child{font-size:20px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button{transition:none}}

.portrait-contact{display:block;font-size:12px;font-weight:400;margin-top:5px;text-decoration:underline}.person-contact{display:inline-block;font-size:12px;margin-top:9px;text-decoration:underline;color:#c8eaf0}.portraits{height:535px}@media(max-width:1050px){.portraits{height:505px}}@media(max-width:760px){.portraits{height:480px}}

.portrait{width:49%}.portrait figcaption{font-size:14px}.son{box-shadow:none}@media(max-width:380px){.portrait figcaption{font-size:13px}}

.portrait{top:0}.portrait img{height:355px}.portrait figcaption strong{display:block;min-height:2.7em;line-height:1.35;font-weight:600}.portraits{height:495px}@media(max-width:1050px){.portrait img{height:330px}.portraits{height:475px}}@media(max-width:760px){.portrait img{height:310px}.portraits{height:460px}}

/* Enlarge the existing brand artwork and frame its printed content. */
.header{padding-top:18px;padding-bottom:18px}
.brand{width:350px;height:auto;aspect-ratio:3.55;position:relative;flex-shrink:0}
.brand img{position:absolute;width:118%;height:auto;max-width:none;left:-9%;top:-58%;object-fit:contain}
@media(max-width:1050px){.brand{width:310px}}
@media(max-width:760px){.header{padding:16px 20px;gap:12px}.brand{width:auto;flex:1;max-width:260px}.header nav{width:116px;flex-shrink:0}.header .button{width:116px;text-align:center;line-height:1.35;padding:10px;white-space:normal}}
@media(max-width:380px){.header{padding-inline:15px}.brand{width:auto}}

.estimate-intro{margin:12px 0 0}.estimate-result{margin-top:20px;border:1px solid #b9d5dc;background:#f0f7f8;border-radius:5px;padding:20px}.estimate-result h4{font-family:Georgia,serif;font-size:25px;line-height:1.25;font-weight:400;margin:0 0 12px}.estimate-result p{font-size:14px}.estimate-row{padding:14px 0;border-top:1px solid #c9dde2}.estimate-row strong{display:block;font-size:16px}.estimate-price{font-size:23px;font-family:Georgia,serif;display:block;color:var(--navy);margin:4px 0}.estimate-row .fine,.estimate-result .fine{font-size:12px;margin:0}.estimate-result .estimate-warning{margin-top:18px;font-weight:600;font-size:13px}.estimate-unavailable{color:var(--muted)}

.medical-person{padding:12px 0;border-bottom:1px solid #d6dfdf;margin-bottom:14px}.medical-person .person-title{font-weight:700}.medical-person .back-button{margin-top:0}#add-medical-person{margin-bottom:18px}

@font-face{font-family:'Advisor Inter';src:url('assets/inter-semibold.ttf') format('truetype');font-style:normal;font-weight:600;font-display:swap}
.advisor-name{font-family:'Advisor Inter',Arial,Helvetica,sans-serif;font-weight:600;font-variant-caps:normal;letter-spacing:normal;font-size:1em;line-height:1.45}
.portrait figcaption .advisor-name{display:inline;font-size:1rem;font-weight:600;opacity:1;color:inherit}
.people .advisor-name{display:inline;font-size:1rem;color:inherit;margin:0}